HSBC International Education Payment System

1. All submitted applications must include documents that meet regulatory and our bank’s requirements. If rejected, the original application becomes invalid. You must resubmit all valid documents via our mobile banking. We do not accept document supplements/replacements via email or other channels.
   You can check our official WeChat account, call 021-95366, or contact your account manager. For document review updates, Once approved, log on to our mobile banking within 3 working days, and confirm the remittance amount at the displayed rate in the ‘HSBC International Education Payment System’ page during our foreign exchange business hours^*.
2. Valid documents for review include: payment proof with transaction records for overseas studying that can be demonstrate the use of funds, such as tuition fees and living expenses for overseas schools, admission letter/student ID, student resident ID, passport, visa, and relationship certificates.
   1. Payment proof: Must include transaction amount, with details matching the institution, academy term, foreign exchange purchase and remittance amount with this transfer.
   2. Admission letter/student ID: Must include information that verifies student’s enrollment and matches with student’s payment proof, i.e. the institution name, student name, etc.
   3. Student Resident ID: Upload both front and back sides, including the holder’s photo, name, ID number, date of birth and validity. Household books with ID number or temporary IDs are also accepted.
   4. Passport & visa: Provide a valid private passport or other document for legal entry and residence in the study destination. These documents should include the student's name, visa validity and all necessary details. If the study country/region issues separate visas/entry documents, please submit them together with the passport. Ensure the personal information on the passport/visa matches the name, ID and fee-related content in the school's notices (or invoices, payment proofs, admission letters).
      - UK: If BRP (Biometric Residence Permit) expires, please provide valid e-visa information (i.e. photo, ID number and validity).
      - Hong Kong, China: Please provide a valid Mainland Travel Permit for Hong Kong and Macao (both front and back sides).
   5. Relationship certificates: Birth certificate or household registration booklet. If the birth certificate serves as proof of direct kinship and the student/account holder has changed his/her name, the birth certificate and the page of the household registration booklet showing the previous name must be provided together.
3. General requirements for all review documents:
   1. Electronic image files shall be generated by photographing or scanning original documents or ID certificates. Electronic image files obtained by taking photos or scanning copies of the original documents are not acceptable.
   2. Uploaded documents shall be accurate and complete, and all relevant pages shall be submitted together if the document has multiple pages, make sure all the necessary information pages to be reviewed are uploaded as a whole at one time.
   3. Image files shall remain clear and legible. No covering, smudging, or other operations that impede the review process are permitted on the original content that requires truthful presentation.
   4. If the specified documents above cannot be provided, you may submit other documents with relevant information and their validity proofs (e.g., official statements issued by immigration offices), on the condition that the transaction is legitimate, and your identity information is complete and reliable.
   5. To ensure the authenticity and compliance of the transaction, we will review your submitted documents in accordance with relevant regulations and principles of business conduct. Key review points include:
      whether transaction documents are genuine and consistent with foreign exchange receipts and payments
      whether electronic or paper invoices are reused or tampered with.
      Should your submitted materials fail to form a logically coherent evidence chain for the study-abroad remittance, or pose risks such as invoice reuse or tampering, we reserve the right to decline your application. We shall uphold individual's legitimate and reasonable foreign exchange needs on the basis of compliance.
   6. If your child (the international student) is classified as an overseas individual, his/her parents or other lineal relatives with maintenance responsibilities may process the study-abroad foreign exchange purchase (either using or not using individual‘s SAFE annual facilitation quota) by consulting your account manager or visiting one of our branches.
   7. If you cannot address your specific business needs through our digital channels, please contact us for further support. In addition, our branches that handle personal foreign exchange business can also process remittances for overseas study in accordance with laws and regulations within their authorized business scope.
4. Each file upload section accepts up to 5 images. For documents with over 5 pages, please combine them into one complete set of photos for one-time upload.

Note: We may adjust the required document list and business rules from time to time. Please check the latest requirements or consult us before your application to avoid any delays.

*RMB payments must be made between 9:30am–6:00pm on business days (Mon–Fri, excluding public holidays).